NDP Leader Andrea Horwath wants to cut auto-insurance premiums by 15 per cent in the upcoming spring budget.

Should the minority Ontario Liberal Party not vote in favour of these cuts, as well as several other NDP demands, the NDP says they will initiate a spring election.

The Conservatives have already indicated that they want an election, which is why the minority Liberals need the NDP’s support in order to survive.

If the Liberals don’t get NDP support and fail to pass a bill, they will be forced to call an election.

Auto-insurance fraud is a major concern for Premier Kathleen Wynne and her government, and she says the savings garnered from tackling the problem could be applied as savings to premiums.